The best way to add an investment account — a life insurance, PER, PEA or brokerage account — is to sync it, so everything stays up to date automatically. If your institution isn't available for syncing, or if a synchronisation keeps failing, you can still track it by adding it manually. The logic below is the same for all investment accounts.
Get started
Open Complete my wealth, then select the category matching your account:
for a life insurance → Life insurance
for any other investment account (PER, PEA, brokerage account, employee savings…) → Stocks & Funds
Select Manual add.
In the Account dropdown, select an existing account or click + Create a new account. When creating it, choose the matching account type (PER, PEA, brokerage account…).
Add your holdings
Euro funds (life insurance, PER)
Enter the contract name, then:
Amount invested — the contributions made to this fund
Current value — the fund's current valuation
Yield — your fund's annual yield, used to project your fees in the Fee scanner. Your euro fund keeps the value you entered: remember to update the Current value after your contract's annual revaluation
Unit-linked funds or securities (life insurance, PER, PEA, brokerage account…)
Search for the share, fund or ETF by name or ISIN and select it
Enter the quantity and the buying price per unit
The valuation of your unit-linked funds and securities then follows the market automatically, just as for a synced account: you only need to step in when you buy or sell.
That's it — your account and its holdings now appear in your portfolio.
ℹ️ A life insurance or PER can hold both euro funds and unit-linked funds; a PEA or brokerage account holds securities only. Add each holding the same way.
Note: the Fonds euro form lives in the "Life insurance" flow, but it is not limited to life insurance: in the Account dropdown, pick the contract concerned — life insurance, PER, PERP, Madelin, article 83 or capitalisation — or create it on the spot with Create new Account and its Type. The euro fund is attached to the contract you pick: on a PER it stays on the PER.
Only manually added contracts can take a euro fund entered this way; on a synced contract the holdings come from the sync and this entry is not offered.
On a contract you have already added manually, you can also start from the contract itself: open it, Holdings tab, then Add holding → Fonds euro (in the app, the + button at the bottom right of the Holdings tab).
What about your contract fees?
On a manually added contract, you can enter the contract fees (envelope fees) yourself: open the account, then Edit, and select the contract — or "Other / I don't know" to enter the rate by hand. Fund and unit-linked fees (mutual funds, ETFs) are calculated automatically.
Find the details in Insights → Fee scanner → Contracts. To learn more, see What are hidden fees?.
To understand how your gains and losses are calculated, see Understanding my performance (P&L).