In a transaction-based manual investment account, Finary calculates your cost basis and your P&L from your buys and sells.
The Holdings tab
On the web: each line shows the Quantity, Unit cost, Cost basis, Current price, Value and Unreal. P&L, that is the value minus the cost basis. Once you have sold something, the Real. P&L column is added: what the holding has already earned you through sales and distributions. For a euro fund or a crowdlending holding, tracked by amount, the Quantity, Unit cost and Current price are not shown.
On mobile: each holding shows its value and its P&L. Tap it to see the Current price, Unit cost, Quantity and Cost basis.
At the top of the account, the Overview tab shows the Total cost basis and the Total P&L. The Total P&L adds up the unrealised gain, your sales, including those of fully sold holdings, and your distributions.
Unrealised and realised P&L
Unreal. P&L is the gain on the securities you still hold. Real. P&L is what you have already earned through your sales and distributions. After a partial sale, Unreal. P&L therefore stays equal to the value minus the cost basis, and the gain from the sale shows under Real. P&L.
What's different from your other accounts
Realised gains count: on your other accounts, the P&L only measures the unrealised gain (see Understanding my performance (P&L)). Here, your sales and distributions are added to the Total P&L.
The amount above the chart: it only follows the unrealised gain of the holdings you still own, over the selected period. Your realised gains are not included: you'll find them in the Real. P&L column of the Holdings tab and in the Total P&L.
The unit cost is calculated from your buys: it can't be edited directly. To correct it, edit or add the buy transaction concerned (see Edit or delete a transaction in my manual account).
Sold holdings
A fully sold holding moves to Past. On the web, you see its Invested amount, Proceeds and Real. P&L there. On mobile, each past holding shows the sale proceeds and the realised P&L: tap it to see the Invested amount.
