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How do I withdraw my crypto from Finary Crypto?

Follow these steps to transfer your crypto from Finary Crypto to a personal wallet or exchange.

Pierre-Luc Schaming avatar
Written by Pierre-Luc Schaming
Updated over 2 weeks ago

You can withdraw all cryptocurrencies offered for purchase on Finary Crypto.


🔐 Withdrawal Requirements

Before initiating a crypto withdrawal from your Finary Crypto account, please note:

  • You can only withdraw crypto to a wallet or exchange account that belongs to you (as required by the EU Travel Rule).

  • You must have two-factor authentication (2FA) enabled.

If you recently changed your email address or reset your 2FA settings, withdrawals will be disabled for 72 hours for security reasons. You’ll be notified by email. This security window cannot be bypassed.


📲 How to withdraw crypto

Step-by-step guide using the Finary mobile app

  1. Go to the Invest section in the app

  2. Select your Finary Crypto account > Assets

  3. Tap the asset you want to withdraw

  4. Tap Withdraw

    🔐 If 2FA is not yet enabled, you’ll be prompted to set it up.

  5. Choose the destination wallet:

    • Saved address: tap to reuse it

    • New address: paste or scan a QR code
      💡 You can save the address for faster withdrawals in the future.

  6. Enter the amount to withdraw

  7. Review the transaction summary. Make sure:

    • The selected address is compatible with the displayed network

    • You have enough euros to cover the withdrawal fee

  8. Confirm the transaction:

    • Paste the code received by email

    • Enter your 2FA code

    • Slide to confirm

🖥️ Withdrawals are not yet available via the web app. Please use the mobile app.

Wallet verification & Travel Rule

To comply with European regulations, Finary may ask you to verify that you own the destination wallet, especially in some specific cases (e.g. large transfers).


📦 Withdrawal status

In progress

This status means your withdrawal is being processed on the blockchain.

It will disappear once a sufficient number of confirmations have been received:

• For example, 6 confirmations are needed for Bitcoin

• 12 confirmations for Ethereum

In some cases, your transaction may be subject to manual review by our compliance team.

If that happens, processing time may be longer. You’ll be notified by email if required.

Confirmed

Once the withdrawal is validated, it will appear in your Activity tab.

You can:

  • Tap the network name (e.g. “Solana”) to view it on a blockchain explorer

  • Copy the transaction ID and check it via Etherscan, Solscan, or the explorer of your choice


📋 Supported cryptos

You can withdraw all cryptocurrencies available for purchase via Finary Crypto.

Withdrawals are subject to network-specific rules and minimum amounts.

Network and minimum amount by crypto

Actif

Ticker

Network

Minimum

Bitcoin

BTC

Native

0,00006000

Ethereum

ETH

Native

0,001

XRP

XRP

Native

10

Cardano

ADA

Native

5

Polygon

POL

Ethereum (ERC-20)

5

Solana

SOL

Native

0,02

Litecoin

LTC

Native

0,001

Avalanche

AVAX

Native (C-Chain)

0,1

Uniswap

UNI

Ethereum (ERC-20)

0,5

Chainlink

LINK

Ethereum (ERC-20)

0,5

Bitcoin Cash

BCH

Native

0,001

Aave

AAVE

Ethereum (ERC-20)

0,15

USDC

USDC

Ethereum (ERC-20)

0,001

Stellar

XLM

Native

1

Maker

MKR

Ethereum (ERC-20)

0,01

Algorand

ALGO

Native

1

Synthetix

SNX

Ethereum (ERC-20)

0,5

Compound

COMP

Ethereum (ERC-20)

0,03

The Graph

GRT

Ethereum (ERC-20)

3

The Sandbox

SAND

Ethereum (ERC-20)

15

Fetch.ai

FET

Ethereum (ERC-20)

10

Fantom

FTM

Ethereum (ERC-20)

20

Polkadot

DOT

Native

4

Decentraland

MANA

Ethereum (ERC-20)

12

Dogecoin

DOGE

Dogecoin

7

Gala

GALA

Ethereum (ERC-20)

100

Pepe

PEPE

Ethereum (ERC-20)

100000

Shiba Inu

SHIBA

Ethereum (ERC-20)

100000

Bonk

BONK

Solana

50000

0x Protocol

ZRX

Ethereum (ERC-20)

6

Special cases to know

XRP

For XRP, please note that we ask to indicate a "Destination tag" even if it is not required on the wallet you are initiating the transfer to. In this case, for Ledger for example, you can enter a random number string, such as "1111".

Bitcoin Cash (BCH)

For BCH, we only support "Legacy" addresses and not those of type "CashAddr". You can use this converter to find your "Legacy" address.

Stellar (XLM)

For XLM, please note that we require a "Memo ID" even if it is not required on the receiving wallet. In this case, for Ledger for example, you can enter any number, such as "0".


💸 How are withdrawal fees calculated?

Transaction fees are deducted from your euro balance. They include:

  • Current network fees

  • A safety margin of 30% to ensure you never pay more than the estimated amount shown before confirmation

Our ~30% margin is very competitive compared to other platforms.

Our analysis of major market players shows that many apply a margin of around 100%.

f you find the withdrawal fees too high, it’s best to wait until the network is less congested. Withdrawal fees are automatically reduced during off-peak periods.

For more information:

  • For BTC, you can monitor real-time transaction fees on mempool.space

  • For ETH, you can view current gas prices here.
    Please note: Our partner Bitstamp uses a smart contract to process withdrawals. This consumes more gas (around 100,000 units) compared to a native ETH transfer (around 21,000 units).

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