This article is also available in:
Safety nets are excellent indicators of whether or not you have enough cash.

How are safety nets calculated?

Based on your monthly expenses, we establish your ideal mattress, which is 6 months. This period is generally considered to be the most appropriate.
We compare this amount with your very liquid and safe investments: Livret A, LDD, Euro funds. We also take into account your current account.

How should I interpret my safety net?

This is perfectly acceptable if you need 12 months of reserves to sleep well! In our experience, most investors are unaware that too much cash is not earning anything. An indicator like this is there to remind you that every euro invested on a medium that returns less than inflation loses value!

Safety net
Was this article helpful?
Cancel
Thank you!